Loan Options to Suit Your Needs
At I ME FIN SPA we offer flexible pawn loan structures depending on the value of the item presented and the duration of financing required. All plans are fully transparent, regulated, and come with a written disclosure sheet. Our staff will help you select the most appropriate option during your visit. The following tiers provide a general overview of our loan categories.
Short-Term Pledge
From €100
Ideal for clients who need fast liquidity for a brief period and plan to redeem their item within one to three months.
- Loan duration: 1 to 3 months
- Immediate on-site valuation of item
- Funds disbursed the same day
- Item stored in certified bank vault
- Full written disclosure of conditions provided
Standard Pledge
From €500
Suited for clients pledging higher-value jewellery or precious objects and requiring a medium-term financing arrangement.
- Loan duration: 3 to 6 months
- Professional appraisal by certified evaluator
- Competitive interest rate clearly stated upfront
- Secure custody in licensed credit institution vault
- Option to extend term upon request
Extended Pledge
From €2,000
Designed for clients with high-value assets who need sustained financing over a longer period with flexible renewal terms.
- Loan duration: 6 to 12 months
- Detailed written appraisal report provided
- Priority client service and dedicated point of contact
- Maximum discretion and confidentiality guaranteed
- Full Banca d'Italia-compliant documentation package