The Balia family entered the pawn lending sector in 1920, operating initially as a sole proprietorship authorised by Banca d'Italia and the Public Security authority. Over the decades the business evolved into a fully licensed S.p.A., continuously adapting to the evolving requirements of supervisory bodies. This year we celebrate 100 years of uninterrupted service to the people of Naples.
I ME FIN SPA operates under the direct supervision of Banca d'Italia and complies with all applicable Italian financial intermediation regulations. Our authorisations are current and publicly documented, giving clients the legal assurance they need before entrusting us with their valuables. Compliance is not a formality for us — it is the foundation of our business.
Pawn lending as a financial instrument has existed since the 15th century and remains relevant today precisely because of its simplicity. You present an item and your identification documents, receive an immediate valuation, and the loan is agreed upon in minutes. There are no credit checks, no complex applications, and no lengthy approval processes.